10-Day Savings EventSeptember 26 – October 7

Buy Now and Save

Year 1

3.99%1

(6.07% APR)

Year 2

4.99%

(6.07% APR)

Year
3-30

5.99%

(6.07% APR)

Year 1

3.99%1

(6.07% APR)

Year 2

4.99%

(6.07% APR)

Year
3-30

5.99%1

(6.07% APR)

30-Year Fixed with 2/1 Buydown Program

Charter Homes & Neighborhoods is offering a program for buyers to qualify for a reduced interest rate for the first and second year of a 30-year fixed-rate mortgage.

This offer is only available on select homes for a short period of time, so take advantage of this great rate now.

Idealic 2-story Charter home with two car garage

Find Your Charter Home

Grange Logo
Carlisle, PA
Harrisburg, PA
Arcona Logo
Mechanicsburg, PA
2/1 Buydown Program Savings Example

How You Can Save

Loan Type
Conventional 30-Year Fixed
Note Rate
5.99% (6.07% APR)
Loan Amount
$400,000
Down Payment
25%
Bank Rate
Monthly Payment
Savings vs. Without Buydown
Year 1

3.99%

$1,907.36

$488.28/mo

Year 2

4.99%

$2,144.84

$250.79/mo

Year 3-30

5.99%

$2,395.63

$8,868.76

Total
Savings
$5,859.30 (Year 1 vs Year 3)
$3,009.46 (Year 2 vs Year 3)
2/1 Buydown Program Savings Example

How You Can Save

Loan Type
Conventional 30-Year Fixed
Note Rate
5.99% (6.07% APR)
Loan Amount
$400,000
Down Payment
25%
YEAR 1
Bank Rate
Monthly Payment
Savings vs. Without Buydown

3.99%

$1,907.36

$488.28/mo

YEAR 2
Bank Rate
Monthly Payment
Savings vs. Without Buydown

4.99%

$2,144.84

$250.79/mo

YEAR 3-30
Bank Rate
Monthly Payment
Savings vs. Without Buydown

5.99%

$2,395.63

$8,868.76

Total Savings
$5,859.30 (Year 1 vs Year 3)
$3,009.46 (Year 2 vs Year 3)
Talk To An Expert

Ready to Save?

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1 Charter Homes & Neighborhoods (“Charter Homes”) is making this offer (this “Offer”) available on a limited number of homes, subject to certain terms, conditions and restrictions. Offer terms, conditions, incentives, and seller contributions, if any, may vary by home or neighborhood. This Offer is valid only for new buyers that sign a Sales Agreement on select homes between 9/1/24 and 10/7/24. Charter Homes reserves the right to change or withdraw this Offer at any time. This Offer may expire without notice. This Offer is based on the buyer obtaining mortgage financing through Charter Homes’ Preferred Lender. Rate/APR based on 25% down and 780 qualifying credit score. 2/1 Buydown reduces principal and interest payment rate below the 6.095% Note rate for the first and second year after closing. Example: 3.99% first year, 4.99% second year, then 5.99% in years 3-30. Additional costs may apply for credit scores under 780, which may increase rate/APR. For qualified buyers only, other programs available. Contact a Charter Homes & Neighborhoods sales representative for complete details.